Upgrading your home to hurricane-proof it ahead of the next big storm can be expensive, we know. That’s why Karoly Windows & Doors is partnering with GreenSky to provide impact windows financing with no payments due for up to 6 months!
Why is this important? How can you take advantage of this opportunity? Read on to find out!
Why Impact Windows Financing Matters
It’s hurricane season, which means that major storms are coming our way here in Florida. We’re already seeing heavy rain and stormy skies. Homes with regular windows may be susceptible to damage from high winds, hard rain, and even hail!
Yes, hail. Early in June, there was a major storm in Florida that deposited hail, causing damage to multiple homes unfortunate enough to be struck by the little chunks of ice.
The problem is that replacing all of the windows in your home with hurricane-rated windows can be a hefty cost for any homeowner. Which may discourage some homeowners from installing this critical home upgrade.
That’s where financing for hurricane windows comes in. By financing your impact windows, you can get the upgrade finished and then pay it off later a bit at a time. This helps to lessen the financial burden of upgrading your home so you can get the job done before a hurricane hits your home!
How Does the GreenSky Impact Windows Financing Offer Work?
When you choose to place an impact window order with Karoly Windows & Doors, you can choose from several different financing options. Then, you’d ask for this special, no payments due for six months offer.
From there, we’ll work with you and GreenSky to verify your eligibility for the program, as it is subject to credit approval.
Once approved, we’ll install your chosen impact windows within your budget and you’ll have a six-month window of no payments due.
Impact Window Financing FAQs:
What’s the Interest Rate on This Financing Offer?
Depending on your credit, the interest rate on the offer may vary between 16.79% to 22.82% APR (Annual Percentage Rate).
However, if you pay it off in full before the end of the six-month no payment period, then there’s no interest due!
What Is APR?
APR, or Annual Percentage Rate, is defined by Investopedia as “the yearly interest generated by a sum that’s charged to borrowers or paid to investors.”
What If I Don’t Pay Off the Loan in Six Months?
If you don’t pay off the loan within six months, it will accrue interest as normal for the unpaid portion of the loan.
When Is My First Payment Due?
The first payment will be due six months after the transaction date. This will be when you make your down payment on the window installation.
What Kind of Loan Is This?
The offer would be an unsecured loan. This means that you don’t have to put down collateral on the loan. The APR
Benefits of Installing Impact Windows Before the Next Big Storm
Installing impact windows helps to protect your home from storm damage caused by hurricanes by ensuring that your windows can resist the wind pressures exerted by large storms. Some hurricane-resistant windows can take up to 180 mph winds without ill effect.
Your windows are a weak point in your home’s protection against hurricane-force winds and, when the glass breaks, they become a major water intrusion point. A ‘standard’ window may break from as little as the 30 mph winds caused by a mere tropical storm
This is why some building code standards require higher design pressure ratings for windows in Florida. Design pressure, sometimes abbreviated as DP, measures how much wind pressure a window can take before breaking.
The larger your window and the higher off the ground it is, the stronger it needs to be to withstand hurricane-force winds.
Installing impact-resistant windows with a high design pressure rating, you can avoid having a window break during a storm—helping protect the inside of your home from water damage and intrusion by storm debris, insects, and more.
In addition to protecting your home during storm season, impact windows can help your home meet building code requirements in Florida by meeting or exceeding design pressure requirements. As building codes get revised over time, updating your home to meet them becomes more of a challenge. Using impact windows rated for hurricanes helps you ‘future-proof’ your home for design pressure requirements.
Choosing the Right Impact Windows for Your Home
So, you’ve decided to take advantage of the six month no payments required offer… Now which impact window is right for you? When choosing windows for your home, it’s important to balance several factors:
- Impact resistance. The window’s ability to take impacts from storm debris picked up by storms. The whole point of upgrading to impact windows is to maximize their durability against storm damage.
- Energy efficiency. How well does the window help insulate your home to prevent thermal bleed so you aren’t having to run your air conditioning as hard. Impact windows with dual-layer designs help keep in warmth during colder seasons. Meanwhile, windows with high UV protection can keep out the summer heat.
- Aesthetics. The visual appeal of your windows. You’re going to have these windows in your house for years to come. It’s important that they look good.
- Local building requirements. In addition to meeting building code requirements in your county, you may need to account for other restrictions, such as HOA design guidelines depending on where you live.
If you need help choosing the perfect windows for your home, we’re happy to help! Contact Karoly Windows & Doors for more information on impact windows financing. While you’re on the phone with us go ahead and schedule your in-home quote consultation for upgrading your home with impact-resistant windows today!
With over twenty years of experience in helping Florida homeowners upgrade their windows, we have the experience and know-how you need. All backed by our platinum standard lifetime guarantee.
