Synchrony Financing
No Interest if Paid in Full Within 24 Months 1
On purchases with your Synchrony Bank credit card. $29 Account Activation fee may apply. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Fixed monthly payments of 2.50% of the highest balance applicable to the promo purchase until paid in full.
1Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay if off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. Fixed monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on the purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance except that the fixed monthly payment will continue to be required until the promotion is paid in full. New Accounts as of 07/16/2024: Purchase APR 26.99%. Min Interest Chare $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit card approval.
5.99% APR Until Paid
in Full 2
On qualifying purchases made with your Synchrony Bank credit card. $29 account activation fee may apply. Fixed monthly payments required for 37 months.
2Qualifying purchase amount must be on one receipt. Monthly interest will be charged on the promo purchase from the purchase date at a reduced 5.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 3.00% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/16/2024: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
7.99% APR Until Paid
in Full 3
On qualifying purchases made with your Synchrony Back credit card. $29 account activation fee may apply. Fixed monthly payments required for 61 months.
3Qualifying purchase amount must be on one receipt. Monthly interest will be charged on the promo purchase from the purchase date at a reduced 7.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.00% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment bay be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/16/2024: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
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